Terms of Service | Littlelyst

1. Acceptance of Terms

By accessing, registering an account, creating a storefront, or purchasing goods via Littlelyst ("the Platform"), you agree to be bound by these Terms of Service. If you disagree with any portion of these terms, you must refrain from using the Platform.

2. Eligibility and Age Verification

You must be at least 18 years old to register as a merchant, rider, or partner on Littlelyst. In compliance with the Child's Rights Act 2003 and the Nigeria Data Protection Act 2023, accounts registered by minors without verified parental consent will be deactivated.

3. Merchant Storefronts & Acceptable Use

Merchants are solely responsible for all products, descriptions, prices, and media published on their Littlelyst catalogue. You expressly agree NOT to list:

Counterfeit goods, pirated intellectual property, or unauthorized digital keys.
Illegal drugs, firearms, weapons, or hazardous materials.
Pornography or non-consensual sexual media.
Financial schemes, unregistered Ponzi/pyramid schemes, or stolen banking instruments.

Littlelyst reserves the right to immediately suspend any storefront violating these standards in line with the Cybercrimes (Prohibition, Prevention, etc.) Act 2015 (as amended 2024).

4. Payments, Platform Fees & Settlement

Transactions processed via Littlelyst utilize CBN-licensed payment channels including Paystack. Merchants agree to platform commissions (e.g., 5% seller fee or applicable promotional rates) deducted at the point of settlement into the merchant's linked Nigerian bank account.

Withdrawals and ledger balances are maintained in an immutable, double-entry financial ledger to ensure accuracy, reconciliation, and audit transparency.

5. Identity Verification (KYC)

To maintain platform integrity and prevent fraud, Littlelyst may request Bank Verification Number (BVN) validation or identity documents. Verification is processed strictly with explicit user consent through accredited regulatory identity providers.

6. Termination and Account Deletion

You may close your account at any time through your dashboard settings. Account termination triggers immediate deactivation and data anonymization under statutory NDPA guidelines, subject to minimum financial record retention mandated by Nigerian law.

7. Governing Law & Dispute Resolution

These Terms are governed by and construed in accordance with the laws of the Federal Republic of Nigeria. Any dispute arising out of or in connection with these Terms shall be resolved amicably through good-faith negotiation, failing which disputes shall be submitted to the competent courts of Lagos State, Nigeria.

8. Contact Information

For legal inquiries or service notices, write to: support@littlelyst.com.